![]() ![]() If you are left with a negative number, you may want to review your budget planner. Use the fully customizable Family Budget Planner spreadsheet to set an annual savings goal and track a full years transactions against it.You are then left with your total remaining for the month.You can work out your total outgoings by adding step 2+3+4+5+6.Once you’ve filled in each of the steps, you can ‘do the maths’ by taking all of your total outgoings from your total income.If your income varies from month-to-month, start saving up a one month cash reserve and then start. ![]() Fill in the appropriate boxes on the sheet and then work out the total for each section. Start each month by planning for your expenses and income. ![]()
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